2024 HTG to RSD Historical Review

YEARLY HIGH

0.8654 RSD

YEARLY LOW

0.7915 RSD

YEARLY AVERAGE

0.8201 RSD

2024 HTG to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.8654. Conversely, the yearly low was recorded on September 24, dropping to 0.7915.

This high-to-low spread represents a total annual volatility of 0.0739 RSD. From a start-to-finish perspective, comparing the January average rate of 0.8162 to the December average rate of 0.8538, the exchange rate registered a net change of 4.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.8654 was up 3.56% compared to the 2023 peak of 0.8357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 4,327 RSD

2023 Average 3,841 RSD

Yearly Trough Low 3,957 RSD

Transaction Impact: A difference of 369.52 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.8592

0.7935

JanuMarcMayJulySeptNove

HTG to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8188, compared to 0.8213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.8188

H2 Avg (Jul–Dec) 0.8213

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0428 RSD (High: 0.8560 / Low: 0.8132). On the other end, July was the most stable month, with a tight range of 0.0117 RSD (High: 0.8225 / Low: 0.8108).

November Spread (Volatile) ±0.0428

July Spread (Stable) ±0.0117

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0104 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.8538) against the same month in 2023 (average: 0.8117), the exchange rate shifted by +0.0420 (+5.18%).

2024 Avg (December) 0.8538

2023 Avg (December) 0.8117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8253	0.8022	0.8162
February	0.8303	0.8137	0.8220
March	0.8217	0.8073	0.8136
April	0.8321	0.8135	0.8242
May	0.8278	0.8104	0.8167
June	0.8276	0.8091	0.8202
July	0.8225	0.8108	0.8165
August	0.8216	0.7931	0.8060
September	0.8065	0.7915	0.7989
October	0.8257	0.8024	0.8147
November	0.8560	0.8132	0.8377
December	0.8654	0.8427	0.8538