2020 HTG to SCR Historical Review

YEARLY HIGH

0.3249 SCR

YEARLY LOW

0.1326 SCR

YEARLY AVERAGE

0.1932 SCR

2020 HTG to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.3249. Conversely, the yearly low was recorded on March 16, dropping to 0.1326.

This high-to-low spread represents a total annual volatility of 0.1923 SCR. From a start-to-finish perspective, comparing the January average rate of 0.1391 to the December average rate of 0.3033, the exchange rate registered a net change of 118.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3249 was up 83.75% compared to the 2019 peak of 0.1768, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,624 SCR

2019 Average 761 SCR

Yearly Trough Low 663 SCR

Transaction Impact: A difference of 961.44 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3352

0.1213

JanuMarcMayJulySeptNove

HTG to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1534, compared to 0.2330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0797 points.

H1 Avg (Jan–Jun) 0.1534

H2 Avg (Jul–Dec) 0.2330

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0412 SCR (High: 0.3084 / Low: 0.2672). On the other end, July was the most stable month, with a tight range of 0.0049 SCR (High: 0.1637 / Low: 0.1588).

October Spread (Volatile) ±0.0412

July Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0140 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.3173) against the same month in 2019 (average: 0.1407), the exchange rate shifted by +0.1766 (+125.55%).

2020 Avg (November) 0.3173

2019 Avg (November) 0.1407

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1442	0.1350	0.1391
February	0.1540	0.1357	0.1401
March	0.1514	0.1326	0.1451
April	0.1805	0.1442	0.1697
May	0.1696	0.1518	0.1636
June	0.1647	0.1548	0.1626
July	0.1637	0.1588	0.1602
August	0.1648	0.1583	0.1596
September	0.1708	0.1587	0.1662
October	0.3084	0.2672	0.2915
November	0.3249	0.3036	0.3173
December	0.3232	0.2916	0.3033