YEARLY HIGH
0.1164 SCR
YEARLY LOW
0.1022 SCR
YEARLY AVERAGE
0.1093 SCR

2025 HTG to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.1164. Conversely, the yearly low was recorded on November 27, dropping to 0.1022.

This high-to-low spread represents a total annual volatility of 0.0142 SCR. From a start-to-finish perspective, comparing the January average rate of 0.1101 to the December average rate of 0.1100, the exchange rate registered a net change of -0.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1164 was up 0.73% compared to the 2024 peak of 0.1155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 582 SCR
2024 Average 518 SCR
Yearly Trough Low 511 SCR
Transaction Impact: A difference of 70.94 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1119
0.1052
JanuMarcMayJulySeptNove

HTG to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1096, compared to 0.1090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.1096
H2 Avg (Jul–Dec) 0.1090

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0138 SCR (High: 0.1163 / Low: 0.1026). On the other end, May was the most stable month, with a tight range of 0.0006 SCR (High: 0.1089 / Low: 0.1083).

December Spread (Volatile) ±0.0138
May Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 0.1101) against the same month in 2024 (average: 0.1043), the exchange rate shifted by +0.0058 (+5.53%).

2025 Avg (August) 0.1101
2024 Avg (August) 0.1043

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1162 0.1083 0.1101
February 0.1149 0.1089 0.1101
March 0.1114 0.1082 0.1095
April 0.1105 0.1086 0.1095
May 0.1089 0.1083 0.1086
June 0.1125 0.1074 0.1098
July 0.1116 0.1072 0.1086
August 0.1164 0.1077 0.1101
September 0.1163 0.1084 0.1113
October 0.1155 0.1035 0.1083
November 0.1155 0.1022 0.1058
December 0.1163 0.1026 0.1100