2014 HTG to SZL Historical Review

YEARLY HIGH

0.2827 SZL

YEARLY LOW

0.2290 SZL

YEARLY AVERAGE

0.2440 SZL

2014 HTG to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.2827. Conversely, the yearly low was recorded on May 13, dropping to 0.2290.

This high-to-low spread represents a total annual volatility of 0.0536 SZL. From a start-to-finish perspective, comparing the January average rate of 0.2530 to the December average rate of 0.2473, the exchange rate registered a net change of -2.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2827 was up 5.23% compared to the 2013 peak of 0.2686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,413 SZL

2013 Average 1,135 SZL

Yearly Trough Low 1,145 SZL

Transaction Impact: A difference of 268.15 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2767

0.2272

JanuMarcMayJulySeptNove

HTG to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2454, compared to 0.2425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.2454

H2 Avg (Jul–Dec) 0.2425

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0383 SZL (High: 0.2827 / Low: 0.2444). On the other end, June was the most stable month, with a tight range of 0.0049 SZL (High: 0.2389 / Low: 0.2340).

February Spread (Volatile) ±0.0383

June Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0297 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.2726) against the same month in 2013 (average: 0.2090), the exchange rate shifted by +0.0636 (+30.43%).

2014 Avg (February) 0.2726

2013 Avg (February) 0.2090

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2708	0.2406	0.2530
February	0.2827	0.2444	0.2726
March	0.2498	0.2370	0.2429
April	0.2386	0.2335	0.2363
May	0.2351	0.2290	0.2314
June	0.2389	0.2340	0.2364
July	0.2402	0.2344	0.2376
August	0.2396	0.2336	0.2375
September	0.2526	0.2379	0.2450
October	0.2528	0.2421	0.2471
November	0.2484	0.2360	0.2405
December	0.2512	0.2370	0.2473