2021 HTG to SZL Historical Review

YEARLY HIGH

0.2160 SZL

YEARLY LOW

0.1420 SZL

YEARLY AVERAGE

0.1669 SZL

2021 HTG to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.2160. Conversely, the yearly low was recorded on September 9, dropping to 0.1420.

This high-to-low spread represents a total annual volatility of 0.0739 SZL. From a start-to-finish perspective, comparing the January average rate of 0.2070 to the December average rate of 0.1578, the exchange rate registered a net change of -23.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2160 was down 18.84% compared to the 2020 peak of 0.2661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,080 SZL

2020 Average 906 SZL

Yearly Trough Low 710 SZL

Transaction Impact: A difference of 369.72 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2128

0.1422

JanuMarcMayJulySeptNove

HTG to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1808, compared to 0.1530 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0278 points.

H1 Avg (Jan–Jun) 0.1808

H2 Avg (Jul–Dec) 0.1530

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0208 SZL (High: 0.2060 / Low: 0.1852). On the other end, October was the most stable month, with a tight range of 0.0080 SZL (High: 0.1538 / Low: 0.1457).

March Spread (Volatile) ±0.0208

October Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0163 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2070) against the same month in 2020 (average: 0.1462), the exchange rate shifted by +0.0608 (+41.59%).

2021 Avg (January) 0.2070

2020 Avg (January) 0.1462

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2160	0.2005	0.2070
February	0.2089	0.1927	0.2004
March	0.2060	0.1852	0.1917
April	0.1842	0.1664	0.1759
May	0.1684	0.1505	0.1596
June	0.1571	0.1456	0.1505
July	0.1587	0.1507	0.1534
August	0.1571	0.1477	0.1523
September	0.1548	0.1420	0.1481
October	0.1538	0.1457	0.1496
November	0.1638	0.1517	0.1569
December	0.1633	0.1526	0.1578