2020 HTG to SZL Historical Review

YEARLY HIGH

0.2661 SZL

YEARLY LOW

0.1445 SZL

YEARLY AVERAGE

0.1812 SZL

2020 HTG to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 15, valuing the pair at 0.2661. Conversely, the yearly low was recorded on January 9, dropping to 0.1445.

This high-to-low spread represents a total annual volatility of 0.1216 SZL. From a start-to-finish perspective, comparing the January average rate of 0.1462 to the December average rate of 0.2134, the exchange rate registered a net change of 45.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2661 was up 41.76% compared to the 2019 peak of 0.1877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 1,330 SZL

2019 Average 803 SZL

Yearly Trough Low 723 SZL

Transaction Impact: A difference of 607.98 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2708

0.1348

JanuMarcMayJulySeptNove

HTG to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1664, compared to 0.1960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0296 points.

H1 Avg (Jan–Jun) 0.1664

H2 Avg (Jul–Dec) 0.1960

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0318 SZL (High: 0.2329 / Low: 0.2012). On the other end, January was the most stable month, with a tight range of 0.0062 SZL (High: 0.1507 / Low: 0.1445).

December Spread (Volatile) ±0.0318

January Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0288 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0288

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.2595) against the same month in 2019 (average: 0.1551), the exchange rate shifted by +0.1044 (+67.27%).

2020 Avg (October) 0.2595

2019 Avg (October) 0.1551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1507	0.1445	0.1462
February	0.1731	0.1469	0.1537
March	0.1877	0.1624	0.1765
April	0.1988	0.1869	0.1925
May	0.1771	0.1632	0.1710
June	0.1625	0.1542	0.1584
July	0.1576	0.1480	0.1521
August	0.1589	0.1491	0.1537
September	0.1623	0.1464	0.1550
October	0.2661	0.2469	0.2595
November	0.2580	0.2304	0.2422
December	0.2329	0.2012	0.2134