YEARLY HIGH
7.1113 BIF
YEARLY LOW
5.2250 BIF
YEARLY AVERAGE
6.2464 BIF

2012 HUF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HUF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 7.1113. Conversely, the yearly low was recorded on January 5, dropping to 5.2250.

This high-to-low spread represents a total annual volatility of 1.8864 BIF. From a start-to-finish perspective, comparing the January average rate of 5.4592 to the December average rate of 6.9860, the exchange rate registered a net change of 27.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.1113 was up 3.33% compared to the 2011 peak of 6.8819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 7,111,345 BIF
2011 Average 6,050,407 BIF
Yearly Trough Low 5,224,955 BIF
Transaction Impact: A difference of 1,886,390.73 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.1386
5.3065
JanuMarcMayJulySeptNove

HUF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.8663, compared to 6.6265 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7602 points.

H1 Avg (Jan–Jun) 5.8663
H2 Avg (Jul–Dec) 6.6265

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.7292 BIF (High: 6.3729 / Low: 5.6438). On the other end, August was the most stable month, with a tight range of 0.2021 BIF (High: 6.5300 / Low: 6.3280).

April Spread (Volatile) ±0.7292
August Spread (Stable) ±0.2021

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0848 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0848

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 6.9860) against the same month in 2011 (average: 5.5705), the exchange rate shifted by +1.4154 (+25.41%).

2012 Avg (December) 6.9860
2011 Avg (December) 5.5705

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7753 5.2250 5.4592
February 6.0416 5.7990 5.9146
March 5.9870 5.7269 5.8723
April 6.3729 5.6438 5.8803
May 6.4168 5.7806 6.0781
June 6.2367 5.6485 5.9933
July 6.3514 5.9609 6.1331
August 6.5300 6.3280 6.4203
September 6.8001 6.3595 6.5972
October 7.0103 6.6169 6.8320
November 7.0298 6.6293 6.7906
December 7.1113 6.8939 6.9860