2012 HUF to HRK Historical Review

YEARLY HIGH

0.0273 HRK

YEARLY LOW

0.0235 HRK

YEARLY AVERAGE

0.0260 HRK

2012 HUF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HUF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 0.0273. Conversely, the yearly low was recorded on January 5, dropping to 0.0235.

This high-to-low spread represents a total annual volatility of 0.0037 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0246 to the December average rate of 0.0263, the exchange rate registered a net change of 6.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0273 was down 3.08% compared to the 2011 peak of 0.0281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 27,280 HRK

2011 Average 26,701 HRK

Yearly Trough Low 23,531 HRK

Transaction Impact: A difference of 3,749.25 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0271

0.0244

JanuMarcMayJulySeptNove

HUF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0256, compared to 0.0265 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0256

H2 Avg (Jul–Dec) 0.0265

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0022 HRK (High: 0.0258 / Low: 0.0235). On the other end, September was the most stable month, with a tight range of 0.0004 HRK (High: 0.0263 / Low: 0.0260).

January Spread (Volatile) ±0.0022

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0269) against the same month in 2011 (average: 0.0274), the exchange rate shifted by -0.0005 (-1.95%).

2012 Avg (August) 0.0269

2011 Avg (August) 0.0274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0258	0.0235	0.0246
February	0.0264	0.0259	0.0261
March	0.0262	0.0255	0.0258
April	0.0262	0.0250	0.0255
May	0.0265	0.0251	0.0257
June	0.0263	0.0247	0.0257
July	0.0271	0.0259	0.0262
August	0.0273	0.0262	0.0269
September	0.0263	0.0260	0.0262
October	0.0272	0.0260	0.0267
November	0.0270	0.0264	0.0267
December	0.0268	0.0257	0.0263