YEARLY HIGH
0.0213 HRK
YEARLY LOW
0.0174 HRK
YEARLY AVERAGE
0.0193 HRK

2022 HUF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HUF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 0.0213. Conversely, the yearly low was recorded on October 12, dropping to 0.0174.

This high-to-low spread represents a total annual volatility of 0.0039 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0210 to the December average rate of 0.0185, the exchange rate registered a net change of -11.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0213 was down 1.68% compared to the 2021 peak of 0.0217, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 21,335 HRK
2021 Average 21,005 HRK
Yearly Trough Low 17,419 HRK
Transaction Impact: A difference of 3,916.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0214
0.0177
JanuMarcMayJulySeptNove

HUF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0201, compared to 0.0185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0201
H2 Avg (Jul–Dec) 0.0185

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0014 HRK (High: 0.0206 / Low: 0.0192). On the other end, November was the most stable month, with a tight range of 0.0005 HRK (High: 0.0188 / Low: 0.0183).

March Spread (Volatile) ±0.0014
November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.0211) against the same month in 2021 (average: 0.0211), the exchange rate shifted by -0.0001 (-0.30%).

2022 Avg (February) 0.0211
2021 Avg (February) 0.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0213 0.0204 0.0210
February 0.0213 0.0203 0.0211
March 0.0206 0.0192 0.0201
April 0.0206 0.0199 0.0202
May 0.0201 0.0190 0.0196
June 0.0194 0.0187 0.0190
July 0.0189 0.0183 0.0187
August 0.0192 0.0182 0.0187
September 0.0190 0.0178 0.0186
October 0.0184 0.0174 0.0180
November 0.0188 0.0183 0.0185
December 0.0189 0.0180 0.0185