2021 HUF to HRK Historical Review

YEARLY HIGH

0.0217 HRK

YEARLY LOW

0.0203 HRK

YEARLY AVERAGE

0.0210 HRK

2021 HUF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HUF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 0.0217. Conversely, the yearly low was recorded on December 27, dropping to 0.0203.

This high-to-low spread represents a total annual volatility of 0.0014 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0210 to the December average rate of 0.0205, the exchange rate registered a net change of -2.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0217 was down 4.21% compared to the 2020 peak of 0.0227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 HUF based on timing:

Yearly Peak High 21,699 HRK

2020 Average 21,480 HRK

Yearly Trough Low 20,294 HRK

Transaction Impact: A difference of 1,404.80 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0215

0.0204

JanuMarcMayJulySeptNove

HUF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0211, compared to 0.0209 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0211

H2 Avg (Jul–Dec) 0.0209

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0008 HRK (High: 0.0216 / Low: 0.0208). On the other end, March was the most stable month, with a tight range of 0.0004 HRK (High: 0.0209 / Low: 0.0205).

September Spread (Volatile) ±0.0008

March Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.0214) against the same month in 2020 (average: 0.0218), the exchange rate shifted by -0.0003 (-1.60%).

2021 Avg (June) 0.0214

2020 Avg (June) 0.0218

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0212	0.0208	0.0210
February	0.0213	0.0209	0.0211
March	0.0209	0.0205	0.0207
April	0.0212	0.0208	0.0210
May	0.0216	0.0209	0.0213
June	0.0217	0.0210	0.0214
July	0.0213	0.0208	0.0210
August	0.0215	0.0209	0.0213
September	0.0216	0.0208	0.0213
October	0.0210	0.0206	0.0208
November	0.0210	0.0203	0.0206
December	0.0207	0.0203	0.0205