2020 ILS to MGA Historical Review

YEARLY HIGH

1214.0639 MGA

YEARLY LOW

968.6500 MGA

YEARLY AVERAGE

1108.6681 MGA

2020 ILS to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 1214.0639. Conversely, the yearly low was recorded on March 16, dropping to 968.6500.

This high-to-low spread represents a total annual volatility of 245.4139 MGA. From a start-to-finish perspective, comparing the January average rate of 1063.8627 to the December average rate of 1176.6507, the exchange rate registered a net change of 10.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1214.0639 was up 12.37% compared to the 2019 peak of 1080.4090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 6,070,320 MGA

2019 Average 5,100,922 MGA

Yearly Trough Low 4,843,250 MGA

Transaction Impact: A difference of 1,227,069.42 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1190.5388

1023.8819

JanuMarcMayJulySeptNove

ILS to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1071.4297, compared to 1145.9065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 74.4768 points.

H1 Avg (Jan–Jun) 1071.4297

H2 Avg (Jul–Dec) 1145.9065

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 107.4322 MGA (High: 1076.0822 / Low: 968.6500). On the other end, May was the most stable month, with a tight range of 13.2683 MGA (High: 1089.3290 / Low: 1076.0607).

March Spread (Volatile) ±107.4322

May Spread (Stable) ±13.2683

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 40.9771 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -40.9771

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1176.6507) against the same month in 2019 (average: 1037.7973), the exchange rate shifted by +138.8534 (+13.38%).

2020 Avg (December) 1176.6507

2019 Avg (December) 1037.7973

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1077.4949	1042.0115	1063.8627
February	1092.3049	1051.1817	1078.7471
March	1076.0822	968.6500	1037.7700
April	1092.8449	1031.1915	1057.7187
May	1089.3290	1076.0607	1082.9459
June	1127.9075	1078.8723	1107.5341
July	1126.0967	1111.5289	1120.1497
August	1148.3005	1110.9091	1129.1854
September	1146.0293	1113.1575	1127.6813
October	1168.4869	1136.2353	1154.2920
November	1180.0680	1144.7048	1167.4799
December	1214.0639	1130.8881	1176.6507