2025 ILS to MGA Historical Review

YEARLY HIGH

1441.3177 MGA

YEARLY LOW

1210.6323 MGA

YEARLY AVERAGE

1315.4014 MGA

2025 ILS to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ILS to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1441.3177. Conversely, the yearly low was recorded on April 13, dropping to 1210.6323.

This high-to-low spread represents a total annual volatility of 230.6854 MGA. From a start-to-finish perspective, comparing the January average rate of 1301.6248 to the December average rate of 1404.2561, the exchange rate registered a net change of 7.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1441.3177 was up 8.78% compared to the 2024 peak of 1324.9470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 7,206,589 MGA

2024 Average 6,129,663 MGA

Yearly Trough Low 6,053,162 MGA

Transaction Impact: A difference of 1,153,427.06 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1421.0560

1219.4574

JanuMarcMayJulySeptNove

ILS to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1280.7116, compared to 1350.0912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 69.3795 points.

H1 Avg (Jan–Jun) 1280.7116

H2 Avg (Jul–Dec) 1350.0912

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 76.3157 MGA (High: 1323.1889 / Low: 1246.8732). On the other end, February was the most stable month, with a tight range of 25.7689 MGA (High: 1336.6512 / Low: 1310.8823).

March Spread (Volatile) ±76.3157

February Spread (Stable) ±25.7689

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 43.2745 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -43.2745

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1404.2561) against the same month in 2024 (average: 1297.1440), the exchange rate shifted by +107.1121 (+8.26%).

2025 Avg (December) 1404.2561

2024 Avg (December) 1297.1440

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1331.2461	1278.9458	1301.6248
February	1336.6512	1310.8823	1321.6757
March	1323.1889	1246.8732	1278.4012
April	1263.2743	1210.6323	1236.2573
May	1298.7625	1230.5936	1260.6834
June	1309.5305	1244.9673	1285.6275
July	1346.1360	1297.1020	1320.3740
August	1332.4953	1284.1435	1304.4543
September	1352.0505	1311.3135	1328.2372
October	1381.8926	1336.3368	1363.5540
November	1403.8734	1364.9375	1379.6714
December	1441.3177	1372.3288	1404.2561