2021 ILS to MGA Historical Review

YEARLY HIGH

1297.0782 MGA

YEARLY LOW

1123.3086 MGA

YEARLY AVERAGE

1192.9426 MGA

2021 ILS to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 1297.0782. Conversely, the yearly low was recorded on February 28, dropping to 1123.3086.

This high-to-low spread represents a total annual volatility of 173.7697 MGA. From a start-to-finish perspective, comparing the January average rate of 1178.5256 to the December average rate of 1266.3079, the exchange rate registered a net change of 7.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1297.0782 was up 6.84% compared to the 2020 peak of 1214.0639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 6,485,391 MGA

2020 Average 5,543,806 MGA

Yearly Trough Low 5,616,543 MGA

Transaction Impact: A difference of 868,848.30 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1288.4359

1124.1201

JanuMarcMayJulySeptNove

ILS to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1156.0903, compared to 1229.7948 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 73.7044 points.

H1 Avg (Jan–Jun) 1156.0903

H2 Avg (Jul–Dec) 1229.7948

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 73.6837 MGA (High: 1223.5837 / Low: 1149.9000). On the other end, September was the most stable month, with a tight range of 22.3279 MGA (High: 1237.0315 / Low: 1214.7036).

January Spread (Volatile) ±73.6837

September Spread (Stable) ±22.3279

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 29.3684 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -29.3684

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1274.7429) against the same month in 2020 (average: 1167.4799), the exchange rate shifted by +107.2630 (+9.19%).

2021 Avg (November) 1274.7429

2020 Avg (November) 1167.4799

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1223.5837	1149.9000	1178.5256
February	1163.1511	1123.3086	1149.1572
March	1149.7530	1123.4438	1137.8131
April	1168.4813	1137.1489	1155.3349
May	1176.7413	1142.2011	1153.8985
June	1189.6923	1145.0847	1161.8128
July	1198.3754	1146.4533	1173.3385
August	1222.1096	1179.7278	1206.6065
September	1237.0315	1214.7036	1225.6972
October	1258.8523	1210.1726	1232.0756
November	1297.0782	1251.6785	1274.7429
December	1282.8244	1235.0080	1266.3079