2012 ILS to SBD Historical Review

YEARLY HIGH

1.9960 SBD

YEARLY LOW

1.7320 SBD

YEARLY AVERAGE

1.8517 SBD

2012 ILS to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ILS to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.9960. Conversely, the yearly low was recorded on July 26, dropping to 1.7320.

This high-to-low spread represents a total annual volatility of 0.2640 SBD. From a start-to-finish perspective, comparing the January average rate of 1.9269 to the December average rate of 1.8784, the exchange rate registered a net change of -2.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.9960 was down 11.72% compared to the 2011 peak of 2.2610, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 9,980 SBD

2011 Average 10,647 SBD

Yearly Trough Low 8,660 SBD

Transaction Impact: A difference of 1,320.10 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.9434

1.7446

JanuMarcMayJulySeptNove

ILS to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8852, compared to 1.8183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0669 points.

H1 Avg (Jan–Jun) 1.8852

H2 Avg (Jul–Dec) 1.8183

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.1232 SBD (High: 1.8552 / Low: 1.7320). On the other end, April was the most stable month, with a tight range of 0.0198 SBD (High: 1.9137 / Low: 1.8939).

July Spread (Volatile) ±0.1232

April Spread (Stable) ±0.0198

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0915 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0915

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.9269) against the same month in 2011 (average: 2.1744), the exchange rate shifted by -0.2475 (-11.38%).

2012 Avg (January) 1.9269

2011 Avg (January) 2.1744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9960	1.8843	1.9269
February	1.9077	1.8575	1.8869
March	1.9148	1.8704	1.8982
April	1.9137	1.8939	1.9026
May	1.9120	1.8790	1.8941
June	1.8439	1.7775	1.8026
July	1.8552	1.7320	1.8000
August	1.7833	1.7432	1.7612
September	1.8313	1.7562	1.7985
October	1.8880	1.8194	1.8494
November	1.8767	1.7849	1.8222
December	1.9027	1.8514	1.8784