2014 ILS to SBD Historical Review

YEARLY HIGH

2.1306 SBD

YEARLY LOW

1.8777 SBD

YEARLY AVERAGE

2.0466 SBD

2014 ILS to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ILS to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 8, valuing the pair at 2.1306. Conversely, the yearly low was recorded on December 3, dropping to 1.8777.

This high-to-low spread represents a total annual volatility of 0.2530 SBD. From a start-to-finish perspective, comparing the January average rate of 2.0649 to the December average rate of 1.9246, the exchange rate registered a net change of -6.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.1306 was up 2.48% compared to the 2013 peak of 2.0792, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 10,653 SBD

2013 Average 9,915 SBD

Yearly Trough Low 9,388 SBD

Transaction Impact: A difference of 1,264.84 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.1320

1.9057

JanuMarcMayJulySeptNove

ILS to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0872, compared to 2.0059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0813 points.

H1 Avg (Jan–Jun) 2.0872

H2 Avg (Jul–Dec) 2.0059

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.1050 SBD (High: 2.1242 / Low: 2.0193). On the other end, April was the most stable month, with a tight range of 0.0173 SBD (High: 2.1047 / Low: 2.0873).

August Spread (Volatile) ±0.1050

April Spread (Stable) ±0.0173

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0605 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0605

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 2.1084) against the same month in 2013 (average: 1.9872), the exchange rate shifted by +0.1212 (+6.10%).

2014 Avg (May) 2.1084

2013 Avg (May) 1.9872

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0839	2.0521	2.0649
February	2.0812	2.0533	2.0666
March	2.1022	2.0766	2.0897
April	2.1047	2.0873	2.0932
May	2.1306	2.0896	2.1084
June	2.1129	2.0868	2.1006
July	2.1225	2.1032	2.1132
August	2.1242	2.0193	2.0679
September	2.0350	1.9933	2.0074
October	2.0190	1.9449	1.9809
November	1.9559	1.9207	1.9417
December	1.9587	1.8777	1.9246