YEARLY HIGH
4.7813 SCR
YEARLY LOW
3.7584 SCR
YEARLY AVERAGE
4.1534 SCR

2025 ILS to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ILS to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 4.7813. Conversely, the yearly low was recorded on April 9, dropping to 3.7584.

This high-to-low spread represents a total annual volatility of 1.0229 SCR. From a start-to-finish perspective, comparing the January average rate of 3.9788 to the December average rate of 4.4811, the exchange rate registered a net change of 12.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.7813 was up 13.71% compared to the 2024 peak of 4.2050, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 23,906 SCR
2024 Average 18,478 SCR
Yearly Trough Low 18,792 SCR
Transaction Impact: A difference of 5,114.50 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.5419
3.8117
JanuMarcMayJulySeptNove

ILS to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9906, compared to 4.3162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3256 points.

H1 Avg (Jan–Jun) 3.9906
H2 Avg (Jul–Dec) 4.3162

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.6326 SCR (High: 4.7813 / Low: 4.1487). On the other end, May was the most stable month, with a tight range of 0.1264 SCR (High: 4.0594 / Low: 3.9330).

December Spread (Volatile) ±0.6326
May Spread (Stable) ±0.1264

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1245 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1245

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 4.4811) against the same month in 2024 (average: 3.8969), the exchange rate shifted by +0.5841 (+14.99%).

2025 Avg (December) 4.4811
2024 Avg (December) 3.8969

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2553 3.8620 3.9788
February 4.2367 3.9983 4.0482
March 4.0599 3.8323 3.9237
April 3.9813 3.7584 3.8725
May 4.0594 3.9330 3.9882
June 4.3405 4.0402 4.1322
July 4.3821 4.1692 4.2498
August 4.5212 4.0911 4.2458
September 4.5657 4.1857 4.3549
October 4.6106 4.1150 4.3135
November 4.6903 4.0959 4.2519
December 4.7813 4.1487 4.4811