2020 ILS to SGD Historical Review

YEARLY HIGH

0.4141 SGD

YEARLY LOW

0.3724 SGD

YEARLY AVERAGE

0.4012 SGD

2020 ILS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.4141. Conversely, the yearly low was recorded on March 17, dropping to 0.3724.

This high-to-low spread represents a total annual volatility of 0.0417 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3904 to the December average rate of 0.4105, the exchange rate registered a net change of 5.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4141 was up 3.71% compared to the 2019 peak of 0.3993, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 2,071 SGD

2019 Average 1,915 SGD

Yearly Trough Low 1,862 SGD

Transaction Impact: A difference of 208.64 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4125

0.3884

JanuMarcMayJulySeptNove

ILS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3993, compared to 0.4031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.3993

H2 Avg (Jul–Dec) 0.4031

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0307 SGD (High: 0.4031 / Low: 0.3724). On the other end, July was the most stable month, with a tight range of 0.0038 SGD (High: 0.4061 / Low: 0.4023).

March Spread (Volatile) ±0.0307

July Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0098 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4105) against the same month in 2019 (average: 0.3904), the exchange rate shifted by +0.0200 (+5.13%).

2020 Avg (December) 0.4105

2019 Avg (December) 0.3904

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3958	0.3884	0.3904
February	0.4103	0.3957	0.4046
March	0.4031	0.3724	0.3948
April	0.4058	0.3923	0.3990
May	0.4053	0.4012	0.4033
June	0.4062	0.3978	0.4034
July	0.4061	0.4023	0.4044
August	0.4057	0.4011	0.4029
September	0.4061	0.3934	0.3991
October	0.4028	0.3974	0.4007
November	0.4054	0.3985	0.4010
December	0.4141	0.4066	0.4105