2021 ILS to SGD Historical Review

YEARLY HIGH

0.4419 SGD

YEARLY LOW

0.4012 SGD

YEARLY AVERAGE

0.4159 SGD

2021 ILS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.4419. Conversely, the yearly low was recorded on February 28, dropping to 0.4012.

This high-to-low spread represents a total annual volatility of 0.0407 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4104 to the December average rate of 0.4352, the exchange rate registered a net change of 6.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4419 was up 6.70% compared to the 2020 peak of 0.4141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 2,209 SGD

2020 Average 2,006 SGD

Yearly Trough Low 2,006 SGD

Transaction Impact: A difference of 203.57 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4382

0.4018

JanuMarcMayJulySeptNove

ILS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4076, compared to 0.4243 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 0.4076

H2 Avg (Jul–Dec) 0.4243

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0193 SGD (High: 0.4235 / Low: 0.4041). On the other end, August was the most stable month, with a tight range of 0.0037 SGD (High: 0.4216 / Low: 0.4179).

January Spread (Volatile) ±0.0193

August Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0049 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.4349) against the same month in 2020 (average: 0.4010), the exchange rate shifted by +0.0340 (+8.47%).

2021 Avg (November) 0.4349

2020 Avg (November) 0.4010

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4235	0.4041	0.4104
February	0.4102	0.4012	0.4055
March	0.4090	0.4018	0.4049
April	0.4104	0.4034	0.4071
May	0.4104	0.4033	0.4079
June	0.4140	0.4070	0.4100
July	0.4197	0.4112	0.4141
August	0.4216	0.4179	0.4202
September	0.4231	0.4180	0.4204
October	0.4274	0.4180	0.4208
November	0.4419	0.4298	0.4349
December	0.4409	0.4303	0.4352