2020 INR to DJF Historical Review

YEARLY HIGH

2.5175 DJF

YEARLY LOW

2.3132 DJF

YEARLY AVERAGE

2.4026 DJF

2020 INR to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 2.5175. Conversely, the yearly low was recorded on April 21, dropping to 2.3132.

This high-to-low spread represents a total annual volatility of 0.2043 DJF. From a start-to-finish perspective, comparing the January average rate of 2.4979 to the December average rate of 2.4169, the exchange rate registered a net change of -3.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5175 was down 3.29% compared to the 2019 peak of 2.6032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 629,383 DJF

2019 Average 631,964 DJF

Yearly Trough Low 578,310 DJF

Transaction Impact: A difference of 51,072.75 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5142

2.3192

JanuMarcMayJulySeptNove

INR to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4017, compared to 2.4034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 2.4017

H2 Avg (Jul–Dec) 2.4034

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1416 DJF (High: 2.4662 / Low: 2.3246). On the other end, May was the most stable month, with a tight range of 0.0259 DJF (High: 2.3617 / Low: 2.3358).

March Spread (Volatile) ±0.1416

May Spread (Stable) ±0.0259

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0981 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0981

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.4979) against the same month in 2019 (average: 2.5060), the exchange rate shifted by -0.0080 (-0.32%).

2020 Avg (January) 2.4979

2019 Avg (January) 2.5060

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5175	2.4734	2.4979
February	2.5039	2.4662	2.4870
March	2.4662	2.3246	2.3889
April	2.3655	2.3132	2.3354
May	2.3617	2.3358	2.3513
June	2.3712	2.3297	2.3497
July	2.3881	2.3610	2.3767
August	2.4346	2.3672	2.3869
September	2.4360	2.4073	2.4213
October	2.4397	2.3863	2.4201
November	2.4126	2.3772	2.3986
December	2.4363	2.4022	2.4169