YEARLY HIGH
2.4610 DJF
YEARLY LOW
2.3359 DJF
YEARLY AVERAGE
2.4086 DJF

2021 INR to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 21, valuing the pair at 2.4610. Conversely, the yearly low was recorded on December 15, dropping to 2.3359.

This high-to-low spread represents a total annual volatility of 0.1250 DJF. From a start-to-finish perspective, comparing the January average rate of 2.4370 to the December average rate of 2.3612, the exchange rate registered a net change of -3.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4610 was down 2.25% compared to the 2020 peak of 2.5175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 615,242 DJF
2020 Average 600,601 DJF
Yearly Trough Low 583,985 DJF
Transaction Impact: A difference of 31,257.00 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4541
2.3527
JanuMarcMayJulySeptNove

INR to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4279, compared to 2.3894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0385 points.

H1 Avg (Jan–Jun) 2.4279
H2 Avg (Jul–Dec) 2.3894

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0705 DJF (High: 2.4294 / Low: 2.3589). On the other end, January was the most stable month, with a tight range of 0.0255 DJF (High: 2.4478 / Low: 2.4223).

April Spread (Volatile) ±0.0705
January Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0560 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0560

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 2.4456) against the same month in 2020 (average: 2.3889), the exchange rate shifted by +0.0567 (+2.37%).

2021 Avg (March) 2.4456
2020 Avg (March) 2.3889

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.4478 2.4223 2.4370
February 2.4596 2.4150 2.4446
March 2.4610 2.4238 2.4456
April 2.4294 2.3589 2.3896
May 2.4595 2.4105 2.4321
June 2.4449 2.3946 2.4185
July 2.3980 2.3698 2.3879
August 2.4369 2.3901 2.4023
September 2.4393 2.3955 2.4189
October 2.4011 2.3583 2.3758
November 2.4069 2.3720 2.3902
December 2.3916 2.3359 2.3612