2014 IQD to BIF Historical Review

YEARLY HIGH

1.3523 BIF

YEARLY LOW

1.3023 BIF

YEARLY AVERAGE

1.3241 BIF

2014 IQD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the IQD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.3523. Conversely, the yearly low was recorded on October 5, dropping to 1.3023.

This high-to-low spread represents a total annual volatility of 0.0499 BIF. From a start-to-finish perspective, comparing the January average rate of 1.3281 to the December average rate of 1.3314, the exchange rate registered a net change of 0.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3523 was down 1.02% compared to the 2013 peak of 1.3662, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 6,761 BIF

2013 Average 6,662 BIF

Yearly Trough Low 6,512 BIF

Transaction Impact: A difference of 249.75 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3331

1.3124

JanuMarcMayJulySeptNove

IQD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3249, compared to 1.3233 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 1.3249

H2 Avg (Jul–Dec) 1.3233

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0455 BIF (High: 1.3478 / Low: 1.3023). On the other end, November was the most stable month, with a tight range of 0.0116 BIF (High: 1.3313 / Low: 1.3197).

October Spread (Volatile) ±0.0455

November Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0110 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.3314) against the same month in 2013 (average: 1.3282), the exchange rate shifted by +0.0032 (+0.24%).

2014 Avg (December) 1.3314

2013 Avg (December) 1.3282

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3372	1.3172	1.3281
February	1.3381	1.3077	1.3302
March	1.3358	1.3052	1.3297
April	1.3352	1.3104	1.3290
May	1.3347	1.3090	1.3180
June	1.3322	1.3084	1.3141
July	1.3351	1.3065	1.3178
August	1.3322	1.3078	1.3186
September	1.3359	1.3097	1.3193
October	1.3478	1.3023	1.3268
November	1.3313	1.3197	1.3261
December	1.3523	1.3081	1.3314