2020 IQD to BIF Historical Review

YEARLY HIGH

1.6348 BIF

YEARLY LOW

1.3277 BIF

YEARLY AVERAGE

1.6000 BIF

2020 IQD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the IQD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 1.6348. Conversely, the yearly low was recorded on December 27, dropping to 1.3277.

This high-to-low spread represents a total annual volatility of 0.3071 BIF. From a start-to-finish perspective, comparing the January average rate of 1.5811 to the December average rate of 1.5522, the exchange rate registered a net change of -1.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6348 was up 3.20% compared to the 2019 peak of 1.5840, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 8,174 BIF

2019 Average 7,731 BIF

Yearly Trough Low 6,638 BIF

Transaction Impact: A difference of 1,535.54 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6349

1.5447

JanuMarcMayJulySeptNove

IQD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5910, compared to 1.6091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 1.5910

H2 Avg (Jul–Dec) 1.6091

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.3071 BIF (High: 1.6348 / Low: 1.3277). On the other end, September was the most stable month, with a tight range of 0.0071 BIF (High: 1.6239 / Low: 1.6168).

December Spread (Volatile) ±0.3071

September Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0752 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0752

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.5522) against the same month in 2019 (average: 1.5757), the exchange rate shifted by -0.0235 (-1.49%).

2020 Avg (December) 1.5522

2019 Avg (December) 1.5757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5891	1.5681	1.5811
February	1.5891	1.5777	1.5845
March	1.5956	1.5808	1.5879
April	1.6034	1.5785	1.5920
May	1.6059	1.5858	1.5989
June	1.6137	1.5934	1.6014
July	1.6197	1.6050	1.6145
August	1.6205	1.6101	1.6164
September	1.6239	1.6168	1.6205
October	1.6303	1.6177	1.6235
November	1.6319	1.6241	1.6274
December	1.6348	1.3277	1.5522