2021 IQD to BIF Historical Review

YEARLY HIGH

1.3740 BIF

YEARLY LOW

1.3226 BIF

YEARLY AVERAGE

1.3522 BIF

2021 IQD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the IQD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.3740. Conversely, the yearly low was recorded on January 2, dropping to 1.3226.

This high-to-low spread represents a total annual volatility of 0.0513 BIF. From a start-to-finish perspective, comparing the January average rate of 1.3314 to the December average rate of 1.3681, the exchange rate registered a net change of 2.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.3740 was down 15.95% compared to the 2020 peak of 1.6348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IQD based on timing:

Yearly Peak High 6,870 BIF

2020 Average 8,000 BIF

Yearly Trough Low 6,613 BIF

Transaction Impact: A difference of 256.65 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.3718

1.3277

JanuMarcMayJulySeptNove

IQD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3412, compared to 1.3632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0221 points.

H1 Avg (Jan–Jun) 1.3412

H2 Avg (Jul–Dec) 1.3632

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0179 BIF (High: 1.3539 / Low: 1.3359). On the other end, August was the most stable month, with a tight range of 0.0027 BIF (High: 1.3605 / Low: 1.3578).

May Spread (Volatile) ±0.0179

August Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.3681) against the same month in 2020 (average: 1.5522), the exchange rate shifted by -0.1841 (-11.86%).

2021 Avg (December) 1.3681

2020 Avg (December) 1.5522

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3402	1.3226	1.3314
February	1.3409	1.3277	1.3354
March	1.3445	1.3341	1.3385
April	1.3460	1.3347	1.3385
May	1.3539	1.3359	1.3482
June	1.3582	1.3514	1.3551
July	1.3611	1.3568	1.3586
August	1.3605	1.3578	1.3593
September	1.3669	1.3599	1.3624
October	1.3705	1.3616	1.3650
November	1.3690	1.3644	1.3660
December	1.3740	1.3615	1.3681