2015 IRR to BIF Historical Review

YEARLY HIGH

0.0579 BIF

YEARLY LOW

0.0512 BIF

YEARLY AVERAGE

0.0542 BIF

2015 IRR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the IRR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0579. Conversely, the yearly low was recorded on December 28, dropping to 0.0512.

This high-to-low spread represents a total annual volatility of 0.0067 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0575 to the December average rate of 0.0518, the exchange rate registered a net change of -9.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0579 was down 8.26% compared to the 2014 peak of 0.0632, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 290 BIF

2014 Average 301 BIF

Yearly Trough Low 256 BIF

Transaction Impact: A difference of 33.55 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0581

0.0513

JanuMarcMayJulySeptNove

IRR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0559, compared to 0.0524 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.0559

H2 Avg (Jul–Dec) 0.0524

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0029 BIF (High: 0.0555 / Low: 0.0525). On the other end, November was the most stable month, with a tight range of 0.0008 BIF (High: 0.0524 / Low: 0.0516).

July Spread (Volatile) ±0.0029

November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0024 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0575) against the same month in 2014 (average: 0.0626), the exchange rate shifted by -0.0051 (-8.13%).

2015 Avg (January) 0.0575

2014 Avg (January) 0.0626

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0579	0.0566	0.0575
February	0.0573	0.0564	0.0569
March	0.0566	0.0556	0.0563
April	0.0562	0.0552	0.0556
May	0.0557	0.0542	0.0552
June	0.0545	0.0533	0.0539
July	0.0555	0.0525	0.0546
August	0.0527	0.0517	0.0522
September	0.0526	0.0513	0.0520
October	0.0525	0.0514	0.0520
November	0.0524	0.0516	0.0520
December	0.0523	0.0512	0.0518