2019 IRR to BIF Historical Review

YEARLY HIGH

0.0448 BIF

YEARLY LOW

0.0418 BIF

YEARLY AVERAGE

0.0437 BIF

2019 IRR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the IRR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0448. Conversely, the yearly low was recorded on January 9, dropping to 0.0418.

This high-to-low spread represents a total annual volatility of 0.0030 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0427 to the December average rate of 0.0446, the exchange rate registered a net change of 4.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0448 was down 9.99% compared to the 2018 peak of 0.0497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 224 BIF

2018 Average 219 BIF

Yearly Trough Low 209 BIF

Transaction Impact: A difference of 14.88 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0448

0.0425

JanuMarcMayJulySeptNove

IRR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0433, compared to 0.0441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0433

H2 Avg (Jul–Dec) 0.0441

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0015 BIF (High: 0.0432 / Low: 0.0418). On the other end, November was the most stable month, with a tight range of 0.0003 BIF (High: 0.0446 / Low: 0.0443).

January Spread (Volatile) ±0.0015

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0446) against the same month in 2018 (average: 0.0428), the exchange rate shifted by +0.0018 (+4.23%).

2019 Avg (December) 0.0446

2018 Avg (December) 0.0428

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0432	0.0418	0.0427
February	0.0435	0.0423	0.0431
March	0.0436	0.0424	0.0432
April	0.0436	0.0429	0.0434
May	0.0440	0.0429	0.0436
June	0.0441	0.0431	0.0437
July	0.0440	0.0437	0.0438
August	0.0441	0.0431	0.0438
September	0.0442	0.0436	0.0440
October	0.0444	0.0437	0.0441
November	0.0446	0.0443	0.0445
December	0.0448	0.0444	0.0446