2021 IRR to BIF Historical Review

YEARLY HIGH

0.0475 BIF

YEARLY LOW

0.0460 BIF

YEARLY AVERAGE

0.0468 BIF

2021 IRR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the IRR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.0475. Conversely, the yearly low was recorded on January 2, dropping to 0.0460.

This high-to-low spread represents a total annual volatility of 0.0015 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0462 to the December average rate of 0.0473, the exchange rate registered a net change of 2.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0475 was up 2.68% compared to the 2020 peak of 0.0462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 237 BIF

2020 Average 227 BIF

Yearly Trough Low 230 BIF

Transaction Impact: A difference of 7.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0474

0.0461

JanuMarcMayJulySeptNove

IRR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0465, compared to 0.0471 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0465

H2 Avg (Jul–Dec) 0.0471

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0006 BIF (High: 0.0468 / Low: 0.0461). On the other end, November was the most stable month, with a tight range of 0.0002 BIF (High: 0.0473 / Low: 0.0471).

April Spread (Volatile) ±0.0006

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0473) against the same month in 2020 (average: 0.0461), the exchange rate shifted by +0.0011 (+2.46%).

2021 Avg (December) 0.0473

2020 Avg (December) 0.0461

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0466	0.0460	0.0462
February	0.0466	0.0461	0.0463
March	0.0467	0.0462	0.0464
April	0.0468	0.0461	0.0464
May	0.0470	0.0464	0.0468
June	0.0471	0.0469	0.0470
July	0.0471	0.0469	0.0470
August	0.0472	0.0470	0.0470
September	0.0473	0.0470	0.0471
October	0.0473	0.0470	0.0472
November	0.0473	0.0471	0.0472
December	0.0475	0.0470	0.0473