2012 JMD to BDT Historical Review

YEARLY HIGH

0.9818 BDT

YEARLY LOW

0.8634 BDT

YEARLY AVERAGE

0.9275 BDT

2012 JMD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 0.9818. Conversely, the yearly low was recorded on December 30, dropping to 0.8634.

This high-to-low spread represents a total annual volatility of 0.1184 BDT. From a start-to-finish perspective, comparing the January average rate of 0.9662 to the December average rate of 0.8786, the exchange rate registered a net change of -9.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.9818 was up 3.24% compared to the 2011 peak of 0.9510, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,909 BDT

2011 Average 4,312 BDT

Yearly Trough Low 4,317 BDT

Transaction Impact: A difference of 591.87 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.9750

0.8698

JanuMarcMayJulySeptNove

JMD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9488, compared to 0.9063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0426 points.

H1 Avg (Jan–Jun) 0.9488

H2 Avg (Jul–Dec) 0.9063

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.0370 BDT (High: 0.9808 / Low: 0.9438). On the other end, September was the most stable month, with a tight range of 0.0045 BDT (High: 0.9176 / Low: 0.9130).

February Spread (Volatile) ±0.0370

September Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0188 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0188

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.9662) against the same month in 2011 (average: 0.8176), the exchange rate shifted by +0.1486 (+18.18%).

2012 Avg (January) 0.9662

2011 Avg (January) 0.8176

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9818	0.9486	0.9662
February	0.9808	0.9438	0.9630
March	0.9486	0.9403	0.9448
April	0.9479	0.9431	0.9449
May	0.9470	0.9355	0.9410
June	0.9407	0.9265	0.9331
July	0.9321	0.9180	0.9253
August	0.9200	0.9125	0.9155
September	0.9176	0.9130	0.9157
October	0.9151	0.8977	0.9051
November	0.9024	0.8922	0.8974
December	0.8927	0.8634	0.8786