2020 JMD to BDT Historical Review

YEARLY HIGH

0.6472 BDT

YEARLY LOW

0.5631 BDT

YEARLY AVERAGE

0.5984 BDT

2020 JMD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.6472. Conversely, the yearly low was recorded on August 24, dropping to 0.5631.

This high-to-low spread represents a total annual volatility of 0.0841 BDT. From a start-to-finish perspective, comparing the January average rate of 0.6308 to the December average rate of 0.5900, the exchange rate registered a net change of -6.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6472 was down 4.40% compared to the 2019 peak of 0.6770, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 3,236 BDT

2019 Average 3,163 BDT

Yearly Trough Low 2,815 BDT

Transaction Impact: A difference of 420.57 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6369

0.5629

JanuMarcMayJulySeptNove

JMD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6125, compared to 0.5842 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0282 points.

H1 Avg (Jan–Jun) 0.6125

H2 Avg (Jul–Dec) 0.5842

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0394 BDT (High: 0.6472 / Low: 0.6078). On the other end, November was the most stable month, with a tight range of 0.0115 BDT (High: 0.5845 / Low: 0.5729).

January Spread (Volatile) ±0.0394

November Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0285 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.6308) against the same month in 2019 (average: 0.6448), the exchange rate shifted by -0.0140 (-2.17%).

2020 Avg (January) 0.6308

2019 Avg (January) 0.6448

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6472	0.6078	0.6308
February	0.6181	0.6000	0.6073
March	0.6316	0.6181	0.6274
April	0.6341	0.5999	0.6174
May	0.6039	0.5779	0.5888
June	0.6093	0.5941	0.6033
July	0.6104	0.5762	0.5926
August	0.5764	0.5631	0.5691
September	0.5994	0.5719	0.5897
October	0.5992	0.5803	0.5870
November	0.5845	0.5729	0.5770
December	0.5971	0.5793	0.5900