2025 JMD to BDT Historical Review

YEARLY HIGH

0.7826 BDT

YEARLY LOW

0.7553 BDT

YEARLY AVERAGE

0.7657 BDT

2025 JMD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.7826. Conversely, the yearly low was recorded on July 14, dropping to 0.7553.

This high-to-low spread represents a total annual volatility of 0.0273 BDT. From a start-to-finish perspective, comparing the January average rate of 0.7750 to the December average rate of 0.7641, the exchange rate registered a net change of -1.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7826 was up 1.92% compared to the 2024 peak of 0.7679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 3,913 BDT

2024 Average 3,691 BDT

Yearly Trough Low 3,776 BDT

Transaction Impact: A difference of 136.56 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7766

0.7582

JanuMarcMayJulySeptNove

JMD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7701, compared to 0.7613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 0.7701

H2 Avg (Jul–Dec) 0.7613

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0177 BDT (High: 0.7826 / Low: 0.7649). On the other end, August was the most stable month, with a tight range of 0.0042 BDT (High: 0.7624 / Low: 0.7582).

January Spread (Volatile) ±0.0177

August Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0054 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.7750) against the same month in 2024 (average: 0.7076), the exchange rate shifted by +0.0674 (+9.52%).

2025 Avg (January) 0.7750

2024 Avg (January) 0.7076

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7826	0.7649	0.7750
February	0.7805	0.7685	0.7711
March	0.7763	0.7706	0.7742
April	0.7723	0.7665	0.7687
May	0.7676	0.7622	0.7660
June	0.7691	0.7632	0.7653
July	0.7686	0.7553	0.7627
August	0.7624	0.7582	0.7600
September	0.7630	0.7579	0.7598
October	0.7650	0.7566	0.7598
November	0.7644	0.7571	0.7614
December	0.7695	0.7597	0.7641