2016 JMD to BGN Historical Review

YEARLY HIGH

0.0151 BGN

YEARLY LOW

0.0136 BGN

YEARLY AVERAGE

0.0141 BGN

2016 JMD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JMD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0151. Conversely, the yearly low was recorded on August 18, dropping to 0.0136.

This high-to-low spread represents a total annual volatility of 0.0015 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0149 to the December average rate of 0.0144, the exchange rate registered a net change of -3.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0151 was down 6.39% compared to the 2015 peak of 0.0161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 76 BGN

2015 Average 75 BGN

Yearly Trough Low 68 BGN

Transaction Impact: A difference of 7.47 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0151

0.0136

JanuMarcMayJulySeptNove

JMD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0143, compared to 0.0139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0143

H2 Avg (Jul–Dec) 0.0139

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0007 BGN (High: 0.0144 / Low: 0.0136). On the other end, September was the most stable month, with a tight range of 0.0002 BGN (High: 0.0138 / Low: 0.0136).

November Spread (Volatile) ±0.0007

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0149) against the same month in 2015 (average: 0.0146), the exchange rate shifted by +0.0003 (+2.12%).

2016 Avg (January) 0.0149

2015 Avg (January) 0.0146

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0151	0.0148	0.0149
February	0.0149	0.0143	0.0145
March	0.0148	0.0141	0.0145
April	0.0142	0.0139	0.0141
May	0.0141	0.0138	0.0140
June	0.0142	0.0137	0.0139
July	0.0141	0.0138	0.0140
August	0.0139	0.0136	0.0138
September	0.0138	0.0136	0.0137
October	0.0140	0.0137	0.0138
November	0.0144	0.0136	0.0140
December	0.0146	0.0142	0.0144