2020 JMD to BGN Historical Review

YEARLY HIGH

0.0135 BGN

YEARLY LOW

0.0109 BGN

YEARLY AVERAGE

0.0121 BGN

2020 JMD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.0135. Conversely, the yearly low was recorded on August 18, dropping to 0.0109.

This high-to-low spread represents a total annual volatility of 0.0026 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0131 to the December average rate of 0.0112, the exchange rate registered a net change of -14.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0135 was down 2.69% compared to the 2019 peak of 0.0139, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 68 BGN

2019 Average 65 BGN

Yearly Trough Low 55 BGN

Transaction Impact: A difference of 13.02 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0133

0.0109

JanuMarcMayJulySeptNove

JMD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0128, compared to 0.0114 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0128

H2 Avg (Jul–Dec) 0.0114

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0013 BGN (High: 0.0125 / Low: 0.0112). On the other end, December was the most stable month, with a tight range of 0.0002 BGN (High: 0.0113 / Low: 0.0110).

July Spread (Volatile) ±0.0013

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0131) against the same month in 2019 (average: 0.0137), the exchange rate shifted by -0.0006 (-4.61%).

2020 Avg (March) 0.0131

2019 Avg (March) 0.0137

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0134	0.0127	0.0131
February	0.0130	0.0126	0.0128
March	0.0135	0.0127	0.0131
April	0.0135	0.0126	0.0131
May	0.0127	0.0122	0.0124
June	0.0125	0.0121	0.0123
July	0.0125	0.0112	0.0119
August	0.0113	0.0109	0.0111
September	0.0119	0.0111	0.0115
October	0.0118	0.0113	0.0115
November	0.0116	0.0112	0.0112
December	0.0113	0.0110	0.0112