YEARLY HIGH
0.0122 BGN
YEARLY LOW
0.0103 BGN
YEARLY AVERAGE
0.0109 BGN

2025 JMD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0122. Conversely, the yearly low was recorded on September 16, dropping to 0.0103.

This high-to-low spread represents a total annual volatility of 0.0020 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0120 to the December average rate of 0.0104, the exchange rate registered a net change of -13.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0122 was up 1.25% compared to the 2024 peak of 0.0121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 61 BGN
2024 Average 58 BGN
Yearly Trough Low 51 BGN
Transaction Impact: A difference of 9.88 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0122
0.0102
JanuMarcMayJulySeptNove

JMD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0113, compared to 0.0105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0113
H2 Avg (Jul–Dec) 0.0105

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0007 BGN (High: 0.0115 / Low: 0.0108). On the other end, November was the most stable month, with a tight range of 0.0001 BGN (High: 0.0106 / Low: 0.0105).

April Spread (Volatile) ±0.0007
November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0120) against the same month in 2024 (average: 0.0116), the exchange rate shifted by +0.0005 (+4.09%).

2025 Avg (January) 0.0120
2024 Avg (January) 0.0116

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0122 0.0118 0.0120
February 0.0121 0.0118 0.0119
March 0.0120 0.0114 0.0116
April 0.0115 0.0108 0.0110
May 0.0111 0.0108 0.0109
June 0.0109 0.0103 0.0106
July 0.0107 0.0103 0.0105
August 0.0107 0.0104 0.0105
September 0.0105 0.0103 0.0104
October 0.0106 0.0104 0.0105
November 0.0106 0.0105 0.0105
December 0.0105 0.0104 0.0104