2020 JMD to CDF Historical Review

YEARLY HIGH

13.9157 CDF

YEARLY LOW

10.2733 CDF

YEARLY AVERAGE

13.0263 CDF

2020 JMD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 13.9157. Conversely, the yearly low was recorded on December 6, dropping to 10.2733.

This high-to-low spread represents a total annual volatility of 3.6423 CDF. From a start-to-finish perspective, comparing the January average rate of 12.5392 to the December average rate of 13.6012, the exchange rate registered a net change of 8.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.9157 was up 5.64% compared to the 2019 peak of 13.1727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 69,578 CDF

2019 Average 61,932 CDF

Yearly Trough Low 51,367 CDF

Transaction Impact: A difference of 18,211.71 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.8049

11.9331

JanuMarcMayJulySeptNove

JMD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5693, compared to 13.4834 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9141 points.

H1 Avg (Jan–Jun) 12.5693

H2 Avg (Jul–Dec) 13.4834

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 3.6093 CDF (High: 13.8826 / Low: 10.2733). On the other end, November was the most stable month, with a tight range of 0.2755 CDF (High: 13.5470 / Low: 13.2715).

December Spread (Volatile) ±3.6093

November Spread (Stable) ±0.2755

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4502 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 13.6489) against the same month in 2019 (average: 12.2600), the exchange rate shifted by +1.3889 (+11.33%).

2020 Avg (September) 13.6489

2019 Avg (September) 12.2600

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.8704	12.0781	12.5392
February	12.3623	11.9089	12.0891
March	12.7463	12.3623	12.6079
April	12.7636	12.2051	12.4950
May	12.6696	12.0977	12.3798
June	13.7806	12.7631	13.3048
July	13.8753	13.3510	13.5952
August	13.4227	13.0259	13.1738
September	13.9157	13.2321	13.6489
October	13.8861	12.5071	13.5010
November	13.5470	13.2715	13.3804
December	13.8826	10.2733	13.6012