2025 JMD to CDF Historical Review

YEARLY HIGH

18.4705 CDF

YEARLY LOW

13.2306 CDF

YEARLY AVERAGE

17.1444 CDF

2025 JMD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 18.4705. Conversely, the yearly low was recorded on November 15, dropping to 13.2306.

This high-to-low spread represents a total annual volatility of 5.2399 CDF. From a start-to-finish perspective, comparing the January average rate of 18.1755 to the December average rate of 14.1110, the exchange rate registered a net change of -22.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 18.4705 was up 0.18% compared to the 2024 peak of 18.4371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 92,352 CDF

2024 Average 90,021 CDF

Yearly Trough Low 66,153 CDF

Transaction Impact: A difference of 26,199.61 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

18.7853

13.3769

JanuMarcMayJulySeptNove

JMD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.2102, compared to 16.0787 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1315 points.

H1 Avg (Jan–Jun) 18.2102

H2 Avg (Jul–Dec) 16.0787

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 3.0511 CDF (High: 16.3800 / Low: 13.3288). On the other end, February was the most stable month, with a tight range of 0.2001 CDF (High: 18.2361 / Low: 18.0360).

October Spread (Volatile) ±3.0511

February Spread (Stable) ±0.2001

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 3.1344 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.1344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 18.3346) against the same month in 2024 (average: 18.0014), the exchange rate shifted by +0.3331 (+1.85%).

2025 Avg (April) 18.3346

2024 Avg (April) 18.0014

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.3946	17.9869	18.1755
February	18.2361	18.0360	18.1463
March	18.3711	18.0998	18.2717
April	18.4705	18.1628	18.3346
May	18.3236	18.0178	18.2297
June	18.2382	17.9548	18.1032
July	18.2470	18.0187	18.1258
August	18.2212	17.8855	18.0939
September	18.1800	16.4203	17.7241
October	16.3800	13.3288	14.5897
November	14.3042	13.2306	13.8276
December	14.3631	13.4869	14.1110