2021 JMD to CDF Historical Review

YEARLY HIGH

13.8869 CDF

YEARLY LOW

12.7768 CDF

YEARLY AVERAGE

13.2250 CDF

2021 JMD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 13.8869. Conversely, the yearly low was recorded on December 7, dropping to 12.7768.

This high-to-low spread represents a total annual volatility of 1.1101 CDF. From a start-to-finish perspective, comparing the January average rate of 13.6892 to the December average rate of 12.9582, the exchange rate registered a net change of -5.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.8869 was down 0.21% compared to the 2020 peak of 13.9157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 69,435 CDF

2020 Average 65,147 CDF

Yearly Trough Low 63,884 CDF

Transaction Impact: A difference of 5,550.39 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.7686

12.8157

JanuMarcMayJulySeptNove

JMD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.3766, compared to 13.0734 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3032 points.

H1 Avg (Jan–Jun) 13.3766

H2 Avg (Jul–Dec) 13.0734

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.7085 CDF (High: 13.6483 / Low: 12.9399). On the other end, November was the most stable month, with a tight range of 0.1639 CDF (High: 12.9817 / Low: 12.8177).

April Spread (Volatile) ±0.7085

November Spread (Stable) ±0.1639

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4665 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4665

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 13.6892) against the same month in 2020 (average: 12.5392), the exchange rate shifted by +1.1499 (+9.17%).

2021 Avg (January) 13.6892

2020 Avg (January) 12.5392

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.8869	13.4935	13.6892
February	13.4834	13.0752	13.2227
March	13.7437	13.1581	13.4855
April	13.6483	12.9399	13.3071
May	13.4522	12.9496	13.2436
June	13.4410	13.1758	13.3113
July	13.3916	12.8109	13.0386
August	13.1134	12.8031	12.9208
September	13.5327	13.1094	13.3303
October	13.6272	12.9492	13.2974
November	12.9817	12.8177	12.8951
December	13.0344	12.7768	12.9582