2012 JMD to LRD Historical Review

YEARLY HIGH

0.8611 LRD

YEARLY LOW

0.7838 LRD

YEARLY AVERAGE

0.8344 LRD

2012 JMD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 0.8611. Conversely, the yearly low was recorded on December 27, dropping to 0.7838.

This high-to-low spread represents a total annual volatility of 0.0773 LRD. From a start-to-finish perspective, comparing the January average rate of 0.8437 to the December average rate of 0.7950, the exchange rate registered a net change of -5.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8611 was up 0.62% compared to the 2011 peak of 0.8558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,306 LRD

2011 Average 4,195 LRD

Yearly Trough Low 3,919 LRD

Transaction Impact: A difference of 386.49 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8583

0.7893

JanuMarcMayJulySeptNove

JMD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8488, compared to 0.8200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0288 points.

H1 Avg (Jan–Jun) 0.8488

H2 Avg (Jul–Dec) 0.8200

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0314 LRD (High: 0.8278 / Low: 0.7964). On the other end, July was the most stable month, with a tight range of 0.0087 LRD (High: 0.8466 / Low: 0.8379).

October Spread (Volatile) ±0.0314

July Spread (Stable) ±0.0087

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0167 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.8526) against the same month in 2011 (average: 0.8467), the exchange rate shifted by +0.0059 (+0.69%).

2012 Avg (May) 0.8526

2011 Avg (May) 0.8467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8550	0.8328	0.8437
February	0.8552	0.8408	0.8485
March	0.8576	0.8411	0.8482
April	0.8555	0.8425	0.8509
May	0.8611	0.8475	0.8526
June	0.8588	0.8419	0.8489
July	0.8466	0.8379	0.8426
August	0.8439	0.8245	0.8309
September	0.8337	0.8190	0.8266
October	0.8278	0.7964	0.8130
November	0.8185	0.7956	0.8117
December	0.8118	0.7838	0.7950