2014 JMD to LRD Historical Review

YEARLY HIGH

0.8267 LRD

YEARLY LOW

0.7307 LRD

YEARLY AVERAGE

0.7956 LRD

2014 JMD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.8267. Conversely, the yearly low was recorded on May 22, dropping to 0.7307.

This high-to-low spread represents a total annual volatility of 0.0960 LRD. From a start-to-finish perspective, comparing the January average rate of 0.7870 to the December average rate of 0.8030, the exchange rate registered a net change of 2.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8267 was up 2.02% compared to the 2013 peak of 0.8103, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 4,134 LRD

2013 Average 3,843 LRD

Yearly Trough Low 3,654 LRD

Transaction Impact: A difference of 479.92 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8217

0.7524

JanuMarcMayJulySeptNove

JMD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7795, compared to 0.8117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0322 points.

H1 Avg (Jan–Jun) 0.7795

H2 Avg (Jul–Dec) 0.8117

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0609 LRD (High: 0.7922 / Low: 0.7313). On the other end, September was the most stable month, with a tight range of 0.0066 LRD (High: 0.8146 / Low: 0.8080).

March Spread (Volatile) ±0.0609

September Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0371 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0371

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 0.8159) against the same month in 2013 (average: 0.7427), the exchange rate shifted by +0.0732 (+9.86%).

2014 Avg (July) 0.8159

2013 Avg (July) 0.7427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8043	0.7612	0.7870
February	0.7986	0.7917	0.7953
March	0.7922	0.7313	0.7582
April	0.7856	0.7723	0.7789
May	0.7846	0.7307	0.7671
June	0.8104	0.7511	0.7907
July	0.8267	0.8059	0.8159
August	0.8220	0.8109	0.8141
September	0.8146	0.8080	0.8125
October	0.8188	0.8094	0.8137
November	0.8150	0.8071	0.8109
December	0.8072	0.7994	0.8030