2020 JMD to LRD Historical Review

YEARLY HIGH

1.4773 LRD

YEARLY LOW

1.0574 LRD

YEARLY AVERAGE

1.3528 LRD

2020 JMD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 1.4773. Conversely, the yearly low was recorded on November 17, dropping to 1.0574.

This high-to-low spread represents a total annual volatility of 0.4199 LRD. From a start-to-finish perspective, comparing the January average rate of 1.4231 to the December average rate of 1.1222, the exchange rate registered a net change of -21.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4773 was down 6.45% compared to the 2019 peak of 1.5792, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 7,387 LRD

2019 Average 6,970 LRD

Yearly Trough Low 5,287 LRD

Transaction Impact: A difference of 2,099.72 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4968

1.0881

JanuMarcMayJulySeptNove

JMD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4203, compared to 1.2853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1350 points.

H1 Avg (Jan–Jun) 1.4203

H2 Avg (Jul–Dec) 1.2853

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1982 LRD (High: 1.2556 / Low: 1.0574). On the other end, August was the most stable month, with a tight range of 0.0310 LRD (High: 1.3541 / Low: 1.3231).

November Spread (Volatile) ±0.1982

August Spread (Stable) ±0.0310

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2148 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2148

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.4405) against the same month in 2019 (average: 1.2800), the exchange rate shifted by +0.1606 (+12.55%).

2020 Avg (April) 1.4405

2019 Avg (April) 1.2800

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4510	1.3957	1.4231
February	1.4413	1.3898	1.4057
March	1.4764	1.4409	1.4627
April	1.4773	1.3982	1.4405
May	1.4084	1.3492	1.3754
June	1.4300	1.3896	1.4143
July	1.4337	1.3526	1.3927
August	1.3541	1.3231	1.3373
September	1.4071	1.3445	1.3845
October	1.4066	1.2532	1.3450
November	1.2556	1.0574	1.1302
December	1.1529	1.0774	1.1222