2012 JMD to MAD Historical Review

YEARLY HIGH

0.1022 MAD

YEARLY LOW

0.0910 MAD

YEARLY AVERAGE

0.0978 MAD

2012 JMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.1022. Conversely, the yearly low was recorded on December 19, dropping to 0.0910.

This high-to-low spread represents a total annual volatility of 0.0112 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1000 to the December average rate of 0.0924, the exchange rate registered a net change of -7.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1022 was up 2.32% compared to the 2011 peak of 0.0999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 511 MAD

2011 Average 471 MAD

Yearly Trough Low 455 MAD

Transaction Impact: A difference of 55.86 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1020

0.0915

JanuMarcMayJulySeptNove

JMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0988, compared to 0.0968 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0988

H2 Avg (Jul–Dec) 0.0968

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0046 MAD (High: 0.1017 / Low: 0.0972). On the other end, April was the most stable month, with a tight range of 0.0020 MAD (High: 0.0987 / Low: 0.0966).

May Spread (Volatile) ±0.0046

April Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0031 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1011) against the same month in 2011 (average: 0.0928), the exchange rate shifted by +0.0083 (+8.95%).

2012 Avg (July) 0.1011

2011 Avg (July) 0.0928

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1014	0.0982	0.1000
February	0.0990	0.0963	0.0977
March	0.0987	0.0965	0.0975
April	0.0987	0.0966	0.0977
May	0.1017	0.0972	0.0995
June	0.1014	0.0993	0.1004
July	0.1022	0.0996	0.1011
August	0.1009	0.0983	0.0998
September	0.0986	0.0951	0.0967
October	0.0964	0.0943	0.0953
November	0.0961	0.0939	0.0953
December	0.0940	0.0910	0.0924