2022 JMD to MAD Historical Review

YEARLY HIGH

0.0731 MAD

YEARLY LOW

0.0592 MAD

YEARLY AVERAGE

0.0662 MAD

2022 JMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the JMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 0.0731. Conversely, the yearly low was recorded on February 10, dropping to 0.0592.

This high-to-low spread represents a total annual volatility of 0.0138 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0600 to the December average rate of 0.0686, the exchange rate registered a net change of 14.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0731 was up 17.01% compared to the 2021 peak of 0.0624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 365 MAD

2021 Average 299 MAD

Yearly Trough Low 296 MAD

Transaction Impact: A difference of 69.11 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0729

0.0588

JanuMarcMayJulySeptNove

JMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0628, compared to 0.0696 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.0628

H2 Avg (Jul–Dec) 0.0696

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0040 MAD (High: 0.0731 / Low: 0.0690). On the other end, December was the most stable month, with a tight range of 0.0008 MAD (High: 0.0690 / Low: 0.0682).

September Spread (Volatile) ±0.0040

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0016 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0709) against the same month in 2021 (average: 0.0600), the exchange rate shifted by +0.0109 (+18.10%).

2022 Avg (September) 0.0709

2021 Avg (September) 0.0600

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0604	0.0595	0.0600
February	0.0616	0.0592	0.0601
March	0.0649	0.0616	0.0634
April	0.0647	0.0630	0.0635
May	0.0653	0.0640	0.0647
June	0.0674	0.0639	0.0655
July	0.0693	0.0665	0.0675
August	0.0703	0.0671	0.0686
September	0.0731	0.0690	0.0709
October	0.0722	0.0710	0.0717
November	0.0720	0.0690	0.0702
December	0.0690	0.0682	0.0686