2020 JMD to MAD Historical Review

YEARLY HIGH

0.0767 MAD

YEARLY LOW

0.0609 MAD

YEARLY AVERAGE

0.0670 MAD

2020 JMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.0767. Conversely, the yearly low was recorded on August 19, dropping to 0.0609.

This high-to-low spread represents a total annual volatility of 0.0158 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0714 to the December average rate of 0.0625, the exchange rate registered a net change of -12.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0767 was down 0.65% compared to the 2019 peak of 0.0772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 384 MAD

2019 Average 360 MAD

Yearly Trough Low 305 MAD

Transaction Impact: A difference of 79.09 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0749

0.0608

JanuMarcMayJulySeptNove

JMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0705, compared to 0.0635 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.0705

H2 Avg (Jul–Dec) 0.0635

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0069 MAD (High: 0.0767 / Low: 0.0698). On the other end, February was the most stable month, with a tight range of 0.0016 MAD (High: 0.0702 / Low: 0.0686).

April Spread (Volatile) ±0.0069

February Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0054 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0737) against the same month in 2019 (average: 0.0744), the exchange rate shifted by -0.0007 (-0.90%).

2020 Avg (April) 0.0737

2019 Avg (April) 0.0744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0734	0.0688	0.0714
February	0.0702	0.0686	0.0692
March	0.0745	0.0700	0.0716
April	0.0767	0.0698	0.0737
May	0.0700	0.0669	0.0683
June	0.0697	0.0676	0.0688
July	0.0698	0.0633	0.0668
August	0.0635	0.0609	0.0619
September	0.0656	0.0615	0.0641
October	0.0655	0.0627	0.0637
November	0.0637	0.0616	0.0621
December	0.0651	0.0616	0.0625