2020 JMD to NZD Historical Review

YEARLY HIGH

0.0132 NZD

YEARLY LOW

0.0097 NZD

YEARLY AVERAGE

0.0109 NZD

2020 JMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.0132. Conversely, the yearly low was recorded on December 1, dropping to 0.0097.

This high-to-low spread represents a total annual volatility of 0.0035 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0112 to the December average rate of 0.0098, the exchange rate registered a net change of -12.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0132 was up 9.89% compared to the 2019 peak of 0.0120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 66 NZD

2019 Average 57 NZD

Yearly Trough Low 48 NZD

Transaction Impact: A difference of 17.50 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0125

0.0096

JanuMarcMayJulySeptNove

JMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0115, compared to 0.0102 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0115

H2 Avg (Jul–Dec) 0.0102

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0015 NZD (High: 0.0132 / Low: 0.0117). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0099 / Low: 0.0097).

March Spread (Volatile) ±0.0015

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0123) against the same month in 2019 (average: 0.0116), the exchange rate shifted by +0.0007 (+5.64%).

2020 Avg (March) 0.0123

2019 Avg (March) 0.0116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0115	0.0109	0.0112
February	0.0117	0.0110	0.0112
March	0.0132	0.0117	0.0123
April	0.0127	0.0115	0.0121
May	0.0118	0.0111	0.0114
June	0.0112	0.0107	0.0110
July	0.0111	0.0102	0.0106
August	0.0103	0.0099	0.0102
September	0.0108	0.0100	0.0104
October	0.0106	0.0102	0.0104
November	0.0104	0.0097	0.0099
December	0.0099	0.0097	0.0098