2021 JMD to NZD Historical Review

YEARLY HIGH

0.0099 NZD

YEARLY LOW

0.0089 NZD

YEARLY AVERAGE

0.0094 NZD

2021 JMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0099. Conversely, the yearly low was recorded on February 24, dropping to 0.0089.

This high-to-low spread represents a total annual volatility of 0.0010 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0097 to the December average rate of 0.0095, the exchange rate registered a net change of -1.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0099 was down 24.96% compared to the 2020 peak of 0.0132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 49 NZD

2020 Average 54 NZD

Yearly Trough Low 44 NZD

Transaction Impact: A difference of 5.03 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0097

0.0091

JanuMarcMayJulySeptNove

JMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0094, compared to 0.0094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0094

H2 Avg (Jul–Dec) 0.0094

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0008 NZD (High: 0.0098 / Low: 0.0090). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0097 / Low: 0.0094).

October Spread (Volatile) ±0.0008

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0097) against the same month in 2020 (average: 0.0112), the exchange rate shifted by -0.0016 (-14.14%).

2021 Avg (January) 0.0097

2020 Avg (January) 0.0112

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0099	0.0095	0.0097
February	0.0095	0.0089	0.0092
March	0.0099	0.0091	0.0095
April	0.0098	0.0089	0.0094
May	0.0093	0.0090	0.0092
June	0.0096	0.0092	0.0094
July	0.0096	0.0092	0.0094
August	0.0095	0.0092	0.0093
September	0.0098	0.0093	0.0095
October	0.0098	0.0090	0.0094
November	0.0094	0.0090	0.0092
December	0.0097	0.0094	0.0095