YEARLY HIGH
0.0115 NZD
YEARLY LOW
0.0102 NZD
YEARLY AVERAGE
0.0108 NZD

2025 JMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the JMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0115. Conversely, the yearly low was recorded on July 1, dropping to 0.0102.

This high-to-low spread represents a total annual volatility of 0.0013 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0113 to the December average rate of 0.0108, the exchange rate registered a net change of -4.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0115 was up 0.39% compared to the 2024 peak of 0.0114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 57 NZD
2024 Average 53 NZD
Yearly Trough Low 51 NZD
Transaction Impact: A difference of 6.41 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0114
0.0103
JanuMarcMayJulySeptNove

JMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0109, compared to 0.0107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0109
H2 Avg (Jul–Dec) 0.0107

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0009 NZD (High: 0.0115 / Low: 0.0105). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0109 / Low: 0.0107).

April Spread (Volatile) ±0.0009
December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0113) against the same month in 2024 (average: 0.0104), the exchange rate shifted by +0.0009 (+8.40%).

2025 Avg (January) 0.0113
2024 Avg (January) 0.0104

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0115 0.0111 0.0113
February 0.0114 0.0110 0.0112
March 0.0114 0.0110 0.0111
April 0.0115 0.0105 0.0108
May 0.0108 0.0105 0.0106
June 0.0105 0.0102 0.0104
July 0.0106 0.0102 0.0104
August 0.0108 0.0104 0.0106
September 0.0109 0.0104 0.0106
October 0.0109 0.0107 0.0108
November 0.0111 0.0109 0.0110
December 0.0109 0.0107 0.0108