2014 JMD to PLN Historical Review

YEARLY HIGH

0.0314 PLN

YEARLY LOW

0.0270 PLN

YEARLY AVERAGE

0.0285 PLN

2014 JMD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0314. Conversely, the yearly low was recorded on July 9, dropping to 0.0270.

This high-to-low spread represents a total annual volatility of 0.0044 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0288 to the December average rate of 0.0302, the exchange rate registered a net change of 4.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0314 was down 8.02% compared to the 2013 peak of 0.0342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 157 PLN

2013 Average 159 PLN

Yearly Trough Low 135 PLN

Transaction Impact: A difference of 22.17 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0305

0.0270

JanuMarcMayJulySeptNove

JMD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0279, compared to 0.0290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0279

H2 Avg (Jul–Dec) 0.0290

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0019 PLN (High: 0.0314 / Low: 0.0295). On the other end, April was the most stable month, with a tight range of 0.0003 PLN (High: 0.0278 / Low: 0.0275).

December Spread (Volatile) ±0.0019

April Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0302) against the same month in 2013 (average: 0.0291), the exchange rate shifted by +0.0010 (+3.57%).

2014 Avg (December) 0.0302

2013 Avg (December) 0.0291

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0293	0.0285	0.0288
February	0.0293	0.0280	0.0284
March	0.0283	0.0277	0.0279
April	0.0278	0.0275	0.0277
May	0.0277	0.0274	0.0275
June	0.0275	0.0270	0.0273
July	0.0277	0.0270	0.0273
August	0.0285	0.0276	0.0280
September	0.0294	0.0284	0.0289
October	0.0299	0.0293	0.0295
November	0.0302	0.0296	0.0299
December	0.0314	0.0295	0.0302