2021 JMD to PLN Historical Review

YEARLY HIGH

0.0273 PLN

YEARLY LOW

0.0245 PLN

YEARLY AVERAGE

0.0256 PLN

2021 JMD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.0273. Conversely, the yearly low was recorded on February 24, dropping to 0.0245.

This high-to-low spread represents a total annual volatility of 0.0029 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0259 to the December average rate of 0.0264, the exchange rate registered a net change of 2.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0273 was down 14.14% compared to the 2020 peak of 0.0318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 137 PLN

2020 Average 137 PLN

Yearly Trough Low 122 PLN

Transaction Impact: A difference of 14.29 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0266

0.0245

JanuMarcMayJulySeptNove

JMD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0254, compared to 0.0259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0254

H2 Avg (Jul–Dec) 0.0259

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0024 PLN (High: 0.0273 / Low: 0.0249). On the other end, May was the most stable month, with a tight range of 0.0004 PLN (High: 0.0250 / Low: 0.0246).

March Spread (Volatile) ±0.0024

May Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0262) against the same month in 2020 (average: 0.0297), the exchange rate shifted by -0.0034 (-11.55%).

2021 Avg (March) 0.0262

2020 Avg (March) 0.0297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0263	0.0255	0.0259
February	0.0255	0.0245	0.0248
March	0.0273	0.0249	0.0262
April	0.0267	0.0245	0.0255
May	0.0250	0.0246	0.0247
June	0.0255	0.0245	0.0250
July	0.0257	0.0248	0.0252
August	0.0255	0.0248	0.0252
September	0.0270	0.0251	0.0260
October	0.0270	0.0256	0.0264
November	0.0269	0.0255	0.0262
December	0.0268	0.0261	0.0264