2020 JMD to PLN Historical Review

YEARLY HIGH

0.0318 PLN

YEARLY LOW

0.0245 PLN

YEARLY AVERAGE

0.0275 PLN

2020 JMD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JMD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0318. Conversely, the yearly low was recorded on August 18, dropping to 0.0245.

This high-to-low spread represents a total annual volatility of 0.0073 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0284 to the December average rate of 0.0256, the exchange rate registered a net change of -10.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0318 was up 3.97% compared to the 2019 peak of 0.0306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 159 PLN

2019 Average 144 PLN

Yearly Trough Low 123 PLN

Transaction Impact: A difference of 36.57 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0310

0.0244

JanuMarcMayJulySeptNove

JMD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0289, compared to 0.0261 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.0289

H2 Avg (Jul–Dec) 0.0261

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0037 PLN (High: 0.0318 / Low: 0.0281). On the other end, August was the most stable month, with a tight range of 0.0010 PLN (High: 0.0255 / Low: 0.0245).

March Spread (Volatile) ±0.0037

August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0297) against the same month in 2019 (average: 0.0302), the exchange rate shifted by -0.0005 (-1.61%).

2020 Avg (March) 0.0297

2019 Avg (March) 0.0302

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0290	0.0276	0.0284
February	0.0288	0.0275	0.0280
March	0.0318	0.0281	0.0297
April	0.0317	0.0293	0.0304
May	0.0296	0.0278	0.0288
June	0.0286	0.0274	0.0281
July	0.0286	0.0253	0.0272
August	0.0255	0.0245	0.0250
September	0.0277	0.0248	0.0264
October	0.0272	0.0261	0.0267
November	0.0273	0.0255	0.0258
December	0.0262	0.0252	0.0256