2012 JMD to STD Historical Review

YEARLY HIGH

227.1839 STD

YEARLY LOW

201.2509 STD

YEARLY AVERAGE

216.6051 STD

2012 JMD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JMD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 227.1839. Conversely, the yearly low was recorded on December 29, dropping to 201.2509.

This high-to-low spread represents a total annual volatility of 25.9330 STD. From a start-to-finish perspective, comparing the January average rate of 220.3374 to the December average rate of 203.7518, the exchange rate registered a net change of -7.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 227.1839 was up 3.92% compared to the 2011 peak of 218.6138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 1,135,919 STD

2011 Average 1,026,723 STD

Yearly Trough Low 1,006,254 STD

Transaction Impact: A difference of 129,665.06 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

228.1320

201.5354

JanuMarcMayJulySeptNove

JMD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 216.9668, compared to 216.2433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7235 points.

H1 Avg (Jan–Jun) 216.9668

H2 Avg (Jul–Dec) 216.2433

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 12.9626 STD (High: 226.4515 / Low: 213.4889). On the other end, August was the most stable month, with a tight range of 2.7484 STD (High: 227.1839 / Low: 224.4355).

September Spread (Volatile) ±12.9626

August Spread (Stable) ±2.7484

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 6.7746 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -6.7746

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 225.9156) against the same month in 2011 (average: 201.0886), the exchange rate shifted by +24.8270 (+12.35%).

2012 Avg (August) 225.9156

2011 Avg (August) 201.0886

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	224.1242	213.9733	220.3374
February	218.4416	211.6311	214.9450
March	219.2054	211.8208	214.4326
April	217.1946	211.8208	215.1327
May	221.8487	212.6700	217.5355
June	224.0713	213.8954	219.4176
July	226.5240	221.0386	223.8625
August	227.1839	224.4355	225.9156
September	226.4515	213.4889	219.8199
October	219.5576	209.4403	213.5838
November	212.7277	206.6968	210.5263
December	207.3933	201.2509	203.7518