2014 JMD to STD Historical Review

YEARLY HIGH

176.2248 STD

YEARLY LOW

158.8122 STD

YEARLY AVERAGE

166.5635 STD

2014 JMD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JMD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 176.2248. Conversely, the yearly low was recorded on July 12, dropping to 158.8122.

This high-to-low spread represents a total annual volatility of 17.4126 STD. From a start-to-finish perspective, comparing the January average rate of 169.2270 to the December average rate of 174.6866, the exchange rate registered a net change of 3.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 176.2248 was down 13.07% compared to the 2013 peak of 202.7267, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 881,124 STD

2013 Average 927,393 STD

Yearly Trough Low 794,061 STD

Transaction Impact: A difference of 87,062.92 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

176.0697

159.4725

JanuMarcMayJulySeptNove

JMD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 164.1527, compared to 168.9744 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.8218 points.

H1 Avg (Jan–Jun) 164.1527

H2 Avg (Jul–Dec) 168.9744

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 6.4514 STD (High: 172.0240 / Low: 165.5726). On the other end, June was the most stable month, with a tight range of 2.2763 STD (High: 162.9656 / Low: 160.6893).

September Spread (Volatile) ±6.4514

June Spread (Stable) ±2.2763

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.9745 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -3.9745

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 174.6866) against the same month in 2013 (average: 171.5562), the exchange rate shifted by +3.1304 (+1.82%).

2014 Avg (December) 174.6866

2013 Avg (December) 171.5562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	170.4583	167.6490	169.2270
February	169.4633	163.8859	167.0412
March	165.2252	161.5482	163.0667
April	163.6445	161.0014	162.0500
May	162.3153	159.2833	161.5462
June	162.9656	160.6893	161.9849
July	162.5529	158.8122	160.8556
August	165.2693	162.2976	163.4743
September	172.0240	165.5726	168.6272
October	173.9244	170.4502	171.9780
November	175.6744	172.6190	174.2248
December	176.2248	171.9820	174.6866