YEARLY HIGH
15.7323 TZS
YEARLY LOW
14.7051 TZS
YEARLY AVERAGE
15.1593 TZS

2022 JMD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the JMD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 15.7323. Conversely, the yearly low was recorded on February 13, dropping to 14.7051.

This high-to-low spread represents a total annual volatility of 1.0271 TZS. From a start-to-finish perspective, comparing the January average rate of 14.8781 to the December average rate of 15.2248, the exchange rate registered a net change of 2.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 15.7323 was down 3.77% compared to the 2021 peak of 16.3494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 78,661 TZS
2021 Average 76,871 TZS
Yearly Trough Low 73,526 TZS
Transaction Impact: A difference of 5,135.73 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

15.4536
14.7399
JanuMarcMayJulySeptNove

JMD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.0200, compared to 15.2986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2785 points.

H1 Avg (Jan–Jun) 15.0200
H2 Avg (Jul–Dec) 15.2986

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.4944 TZS (High: 15.7323 / Low: 15.2378). On the other end, November was the most stable month, with a tight range of 0.0916 TZS (High: 15.2119 / Low: 15.1203).

September Spread (Volatile) ±0.4944
November Spread (Stable) ±0.0916

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1291 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 15.3941) against the same month in 2021 (average: 15.5122), the exchange rate shifted by -0.1181 (-0.76%).

2022 Avg (September) 15.3941
2021 Avg (September) 15.5122

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.0185 14.7803 14.8781
February 14.9544 14.7051 14.7994
March 15.2445 14.9224 15.1012
April 15.1810 14.8735 15.0346
May 15.1419 14.9690 15.0355
June 15.4982 15.0899 15.2714
July 15.5442 15.1520 15.3742
August 15.4847 15.2132 15.3695
September 15.7323 15.2378 15.3941
October 15.4137 15.1204 15.2650
November 15.2119 15.1203 15.1637
December 15.3712 15.1506 15.2248